Charles and Creed

Hey guys, I’ll be posting content alongside Creed.  Like the aforementioned, I am a 24 year old Singaporean male and I have been investing in shares for the past 5 years. 

My interest in investing began when I was serving my national service and I was looking for ways to effectively use my free time. It started with websites such as The Motley Fool and Investopedia and I began to see it as killing two birds with one stone. As I planned to study finance for my undergraduate degree, it seemed like a good idea to get a better understanding of the finance world.

My father had already been investing for many years and he gave me guidance in choosing my stocks and how to analyze them. Eventually, I began investing using the money that I saved up from my national service allowance and bought 1 lot of SPH shares.

The reason why I chose this stock was because it provided solid dividends and proved to be rather stable over the years. With dividends ranging from 24c/share in 2011 to 20c/share in 2015, it has indeed proven so.  

Most recently, SPH dropped from 3.94 to a low 3.59 within two weeks of the New Year.  I waited to see how the price would play out over mid-January to February and decided to buy another lot at 3.70 on the 5^th of February. As of now, SPH has shown to be increasing in value and is priced at 3.92.

As of today, my holdings are:

	Name	Shares	Current Price
1.	SPH	6000	3.92

(In regards to my other 5 lots, I don’t have access to my trading account and I do not remember the prices I bought them at)

For now, I won’t be investing in new stocks as this semester is heavy in workload and won’t allow me to do detailed analysis. However, I will do some research on companies that catch my eye and post my findings when I have free time.

Thanks for reading.

Charles